Financing

At Watertown Ford we offer competitive car or truck purchase and lease financing. Our diligent and knowledgeable finance staff will work hard to find the finance program that best suits you. We offer a wide range of programs that can enhance your ownership experience such as Ford Service Contracts, Pre-paid Maintenance, Theft Protection, Gap Protection and Alarms.

In addition to traditional financing Watertown Ford offers a First Time Buyers Program through Ford Credit:

Customer Eligibility

• No previous auto credit history on his/her credit bureau report
• No derogatory credit history
• Minimum verifiable 6 months on current job or qualified co-buyer
• Verifiable monthly income sufficient to cover payment and expenses
• Payment to income ratio of 18% or less
• Total monthly debt ration of 50% or less
• Maximum advance 100% of dealer invoice
• Minimum $500 customer cash down

Contract Eligibility

• New Ford Credit Retail – term up to 72 months
• New Red Carpet Lease and Red Carpet Option – term up to 48 months
• Certified Pre-Owned – term up to 60 months
• New Ford Credit Retail – term up to 72 months
• New Red Carpet Lease and Red Carpet Option – term up to 48 months
• Certified Pre-Owned – term up to 60 months

Vehicle Eligibility

• New Ford, Lincoln and Mercury vehicles

All vehicles certified under the Ford, Lincoln and Mercury Certified Pre-Owned Programs

To get a Ford financed approved now, simply fill out our approval form and a finance staff will get back to you. Also check out our Ford trade appraisel and get yourself in a new or used Ford vehicle today!

Ford Extended Service Protection (ESP)